What is Loanmix?
Loanmix.ph offers information on various Philippine lenders and comparison of various loan offers. With Loanmix, you have the opportunity to save both time and money, because many great deals on loans are collected in one place.
What are the requirements for borrowers?
To receive a loan, you must be an adult Filipino citizen. You must have a bank account registered in the Philippines and a valid mobile phone number.
What to look for when applying for a loan?
Read the terms and conditions of the contract and payment terms before signing the contract! Pay attention to the interest rate on the loan and the repayment period! Be sure to ask the lender questions if you don't understand something!
How do I know if I will get a loan?
It is necessary to apply for a loan on the lender's website, within a few minutes the lender will make a decision and send a notification to your email or your phone number.
How can I receive money?
In case of a positive response to the issuance of a loan, you will receive money in your bank account.
How long will it take for me to receive the money?
You will receive the money within 15 minutes to 1 business day, but for more details please contact your lender!
Do I need a collateral or guarantor to get a loan?
You do not need a guarantor or collateral to receive a loan.
I didn't receive the money, what's the problem?
If you have not received the money in your bank account, please double check if you have received the confirmation of the loan by e-mail or SMS. If you received a notice, please contact your lender!
Is it possible to pay off a loan in installments?
It is possible to pay the loan in installments. When you receive confirmation of the loan, you will also receive information about the loan payment process. It is also possible to extend the repayment period of a loan if you are having difficulty repaying it, but in this case you should contact your lender!
Can I pay off a loan sooner?
Yes, it is possible to fully repay the loan sooner than stipulated in the agreement, but for this, contact the lender first!
What information do I need to provide when making a payment?
When paying for a loan, you must provide the following information:
- information for the recipient;
- the purpose of the payment;
- payment details;
- loan invoice number.
Why was my loan application denied?
If you were denied a loan, the reasons may be different: you provided incorrect information in the application, you have overdue or unpaid payments, etc. If you have been denied a loan, you have the option of contacting another lender or simply re-applying after a period of time.